It can't be this easy

[acanthusleaf]

I was facing a large wall of despair,  because my health insurance through the "company" I had formed with my previous landlady is ending on Nov. 30. I figured, "Oh, crap. Companies are dumping people and finding every excuse to not insure people right now, before any new rules go into effect". I put it off until after Steamcon, but Wednesday I went to ehealthinsurance.com and took a look. I picked what looked to be a good policy from Kaiser, which is the closest medical facility to my current residence, and filled out the lengthy online application. I distinctly remember doing this five years ago and being turned down. I figured I'd just keep applying to the next best thing until someone accepted me, but this morning I got an email that Kaiser had accepted me. I'm astonished. I guess some previous health problems were now far enough in the past that I qualified. It's a much lower deductible for a decent policy. 

Maybe the other shoe will drop when I get the paperwork. Hmm. 

Comments

[loup_noir]

How much will you have to pay per month? We still are uninsured. A two-hour drive to Kaiser doesn't sound that bad these days. Of course, we'd have to find an address in the served zip codes.

[acanthusleaf.livejournal.com]

It's less than $300/mo, which is excellent. You can plug your zip code into ehealthinsurance.com to see what is available up there.

[helblonde.livejournal.com]

I've been with Kaiser since 1976. (Well, mostly.) Overall, they've done right by me.

I think being continuously insured helps with the getting new insurance.

[falzalot.livejournal.com]

Awesome! Once my COBRA runs out, I'm hoping I can transfer right over to the normal Kaiser plan, even with pre-existing conditions. Luckily my COBRA isn't too expensive.

And my dad was a teacher, so we've had Kaiser his entire career ... it's fine once you figure out how to work the system. :->

[sarahbellem.livejournal.com]

I had a similar experience recently with Kaiser. Having been turned down by them in the past (a few years ago, between jobs and all), I expect the same this time. Nope. Took me back with open arms.

I think it's all the negative press they've gotten since the health care debate took off... All the horror stories about people being declined with stupid reasons. It seems like they've relaxed their requirements in an effort to not seem like one of the bad ugly insurance companies/HMOs.

[aumtattoo.livejournal.com]

I'm so happy for you. And I hope that this insurance man has only one leg - so there is no other shoe to drop :-) *hugs*

[martianfencer.livejournal.com]

I really don't know why people are afraid that health care reform will lead to rationing of health care, when we *already* have rationed health care. I am very glad you will get your full ration!